Effective Financial Management Workshop to Improve Financial Literacy in Lampulung Village, Wajo Regency
Keywords:
financial literacy, financial management, workshopAbstract
The financial literacy level among rural communities remains relatively low, leading to poor financial management and decision-making. This community service activity aimed to enhance the understanding and skills of residents in Lampulung Village, Pammana Subdistrict, Wajo Regency, in managing personal and household finances through an educational workshop. The implementation methods included material presentation, interactive discussions, financial management simulations, and evaluations using pre-test and post-test instruments. The results indicated a significant improvement in participants’ awareness and knowledge regarding financial planning, cash flow recording, debt management, saving, and basic investment strategies. This workshop proved to be effective in increasing financial literacy and is expected to encourage wiser and more independent financial behavior within households.
References
Andi Nurwana, Agus Purwanto, & Akbar. (2023). Analisis Kinerja Keuangan Pengelolaan Alokasi Dana Desa Berdasarkan Rasio Efektivitas dan Rasio Efisiensi Pada Kantor Desa Leppangeng Kabupaten Bone. Precise Journal of Economic, 2(1), 9–17. Diambil dari https://jurnal.lamaddukelleng.ac.id/index.php/precise/article/view/55.
Atkinson, A., & Messy, F. (2012). Measuring Financial Literacy: Results of the OECD/ International Network on Financial Education (INFE) Pilot Study. OECD Working Papers on Finance, Insurance and Private Pensions, No. 15.
Fuji Pratiwi, Muzakkir, Nurwahyudi, & Dermawan. (2024). Pendekatan Interaktif dalam Edukasi Menabung untuk Meningkatkan Literasi Keuangan Siswa di SDN 338 Pasaka. Compile Journal of Society Service, 2(1), 74–77. Diambil dari https://jurnal.lamaddukelleng.ac.id/index.php/compile/article/view/113.
Lusardi, A., & Mitchell, O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44.
Naida, Muzakkir, & Eustakia. (2022). Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Perilaku Pengelolaan Keuangan di MBS (Mesran Baru Sengkang) Automotif Bridal Sengkang. Precise Journal of Economic, 1(2), 18–31. Diambil dari https://jurnal.lamaddukelleng.ac.id/index.php/precise/article/view/17.
Otoritas Jasa Keuangan. (2022). Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) 2022. Jakarta: OJK.
Rini, E. (2021). Edukasi Keuangan dan Dampaknya terhadap Perilaku Keuangan UMKM di Daerah Tertinggal. Jurnal Ekonomi dan Pemberdayaan Masyarakat, 8(2), 145–158.
Siardin Andi Djemma, Indra Heri Rukmana, Akbar, Asrul Jaya, & Andi Meilanie Majid. (2024). Edukasi Kepada Masyarakat Kelurahan Sompe Untuk Meningkatkan Minat Investasi. Compile Journal of Society Service, 2(1), 84–89. Diambil dari https://jurnal.lamaddukelleng.ac.id/index.php/compile/article/view/115.
Syahida, Sumangelipu, A., & Fikram. (2022). Pengaruh Rasio Likuiditas, Aktivitas dan Profitabilitas Terhadap Kinerja Keuangan KPRI Lagaligo di Kecamatan Sabbangparu. Precise Journal of Economic, 1(2), 77–86. Diambil dari https://jurnal.lamaddukelleng.ac.id/index.php/precise/article/view/21
Widiyanti, E., & Susilowati, T. (2020). Pengaruh Pelatihan Pengelolaan Keuangan terhadap Perubahan Perilaku Ibu Rumah Tangga. Jurnal Pemberdayaan Masyarakat, 4(1), 35–44.
